Medicare Plans
We have helped thousands of people select their medicare options! Below you will find several resources that we have curated to help make your decision process a little bit easier.
Congratulations on reaching the American milestone of Medicare!
In helping thousands of people like you since 1987, we have come to understand the complexity and confusion that you now face in deciding on a plan that is best for you. In making this very important decision, you need good information and expert advice from a trustworthy source. We would be honored to have the opportunity to help you.
We have designed our website with helpful content as a starting point for you, and to simplify things as much as possible. In general terms, Medicare is the federal health benefits program for people age 65 or greater. There are 2 main ways to get Medicare coverage, including either 1) original Medicare or 2) a Medicare Advantage plan. If you choose option 1 (original Medicare), you then also have the choice of whether you want to enhance your Medicare coverage with a private Medicare supplement plan (also known as Medigap) and a Medicare Part D prescription drug plan. If instead of original Medicare you choose option 2 (a Medicare Advantage plan), that plan will be your exclusive health benefits plan, including drug coverage, through a private insurance company.
In the Prescott, Arizona area, there are 12 standardized Medicare supplement plans offered by nearly 70 insurance companies along with nearly 20 Medicare Part D prescription drug plans. There also are more than 40 Medicare Advantage plans. In total, you have hundreds of plans to choose from. It is a daunting task to say the least for most people to accurately figure out which plans are best for them. Fortunately, you are not alone in this endeavor and we are here to help you. We are experienced, independent and professional insurance advisers. Our insurance agency has been serving people like you in the Prescott area since 1987. Every year, we carefully review all of the available plans and narrow the options down from hundreds to no more than 25 or so that will work best for you depending on your specific circumstances.
To learn more about your Medicare plan choices along with detailed explanations of the pros and cons of each choice, please review our blog posts below, including Enhancement Options, Out-of-Pocket-Expenses and Part D Prescription Plans.
You can also learn more about your Medicare plan choices through our free Medicare Plans Booklet.
Enhancement Options
Blog Medicare Coverage and Enhancement Options The most important information to know in assessing your Medicare plan options include the cost or monthly premium for
Out-of-Pocket-Expenses
Blog With original Medicare only, there is no cap or limit on your annual out of pocket exposure and there is a cost associated with
Part D Prescription Plans
Blog Medicare Part D Prescription Drug Plan The Medicare Part D prescription drug program began in year 2006. Coverage is offered through private insurance companies
The Story of Medicare
Blog With Washington considering changes to Medicare to reduce the federal deficit, this video from the Kaiser Family Foundation highlights the Medicare program’s evolution from
What is Medigap Insurance and Do You Need It?
Blog In researching your various Medicare enhancement option, you may have run across the term Medigap insurance. How is Medigap insurance different from Medicare supplement
Medicare in the Media and Politics
Blog The media thrives on political conflict and loves to pit one group of Americans against another. That is why we so often hear media
How to Stop Medicare Fraud: From Artificial Intelligence to Senior Crime Stoppers
Blog Medicare is the federal health insurance program for 65 million people in the United States. In year 2021, Medicare benefit payments totaled $829 billion.