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Our Mission

To be the best independent health and life insurance broker, adviser in Prescott, Arizona. We strive to educate every client as to their insurance needs and then find the best insurance plan for them. Our clients can also rest assured that we will be their ongoing local source for updating their insurance when either the market or their needs change.

Our Story

We are long time and devoted members of the local Prescott, Arizona community. James Otto began his insurance career in Prescott, Arizona in 1987. After developing a significant client following in the health and life market over the course of 15 years, Jim invited his daughter Jennifer Wilhelm to join the agency in 2002. Jennifer had previously spent 10 years with Chubb Insurance in Phoenix, Arizona. In addition to raising a family of 4 boys in Prescott, insurance has been Jennifer’s life long career. For fun, Jennifer is an avid hiker with the goal of hiking the highest peaks in all 50 states.

In 2004, Jennifer’s husband Jeff Wilhelm joined Prescott Health & Life. Jeff’s insurance experience began while serving as a lawyer in Phoenix, Arizona for 16 years. As a partner with the law firm of Jennings, Haug, and Cunningham, Jeff’s primary areas of practice included insurance and surety law. Jeff served as the managing member of Prescott Health & Life for 20 years before reducing to part-time in 2024 with a focus on Medicare, life insurance and long term care planning. With the increase in his free time, Jeff is also working on his third and final career as a writer.

In 2019, Art Olson joined Prescott Health & Life as an insurance agent and adviser. Over the past 5 years, he has focused primarily on Medicare, life insurance and health insurance. Art originally moved to the Prescott area when he was just 7 year old and has experienced first hand the many changes to our community over the past 5 decades while raising a family, running his own businesses and tirelessly serving in his local church.

In 2023, Art’s wife Dee Olson joined Prescott Health & Life as an insurance agent/adviser. She also serves as the agency manger at Prescott Health & Life. Prior to joining the agency, Dee worked in the banking and real estate title industries. She and Art took ownership of Prescott Health & Life in 2024 and are both very excited to see what the next decade brings as they serve the insurance needs of our local Prescott community.

If you call the Prescott quad-city area your home, please let us help you with your personal insurance needs. We care about our community and we care about you.

Jeff and Jen

Art and Dee
Jim Otto, retired