Our Mission

To be the best independent health and life insurance broker, advisor in Prescott, Arizona. We strive to educate every client as to their insurance needs and then find the best insurance plan for them. Our clients can also rest assured that we will be their ongoing local source for updating their insurance when either the market or their needs change.

Our Story

James Otto began his insurance career in Prescott, Arizona in 1987. After developing a significant client following in the health and life market over the course of 15 years, Jim invited his daughter Jennifer Wilhelm to join the agency in 2002. Jennifer had previously spent 10 years with Chubb Insurance in Phoenix, Arizona.

In 2004, Jennifer’s husband Jeff Wilhelm joined the agency. Jeff’s insurance experience began while serving as a lawyer in Phoenix, Arizona for 16 years. As a partner with the law firm of Jennings, Haug, and Cunningham, Jeff’s primary areas of practice included insurance and surety law. Jeff now serves as the managing member of Prescott Health and Life, and focuses primarily on Medicare, long term care planning and health insurance. Jeff is a member of the National Association of Health Underwriters, the State Bar of Arizona, and the American Association for Long Term Care Insurance.

In 2019, Art Olson joined our agency as an agent. Art grew up in Prescott and has personally experienced the many changes to our community since 1973. Art loves serving people in any way that he can and has been a great addition to our team.

In 2020, Natalie Gauvin joined our team. Natalie graduated from Northern Arizona University in 2018 with a Bachelor of Science degree. Natalie works in our front office and inspires everyone who calls or comes through our door with her engaging personality. Natalie is also a licensed insurance agent focusing on health, dental and prescription drug plans.

Jeff Wilhelm

Jennifer Wilhelm
Art Olsen
Natalie Gauvin