Medicare Insurance Overview

Medicare Insurance

Congratulations on reaching the American milestone of Medicare!

In helping thousands of people like you over the past decade, We have come to understand the complexity and confusion that you now face in deciding on a plan that is best for your particular circumstances. In making this very important decision, you will need good information and expert advice. We would be honored to have the opportunity to help you.

We have prepared the following information as a starting point for you. In general terms, Medicare is the federal health benefits program for people age 65 or older. There are two main ways to get Medicare coverage, including either 1) original Medicare or 2) a Medicare Advantage plan. If you choose original Medicare, you then also have the choice of whether you want to enhance your Medicare coverage with a private Medicare supplement plan (also known as Medigap) and a Medicare Part D prescription drug plan. If instead of original Medicare you choose a Medicare Advantage plan, that plan will be your exclusive health benefits plan, including drug coverage, through a private insurance company.

In Yavapai County, Arizona, there are 11 different standard Medicare supplement plans offered by roughly 50 different insurance companies along with 20 Medicare Part D prescription drug plans and several Medicare Advantage plans. It is a daunting task to say the least for most people to figure out which plan is best for them. Fortunately, you are not alone in this endeavor and there is help available to you. We are experienced independent insurance agents and professional advisors. Our agency has been serving people like you in Yavapai County since 1987. We have carefully reviewed all of the available plans and have narrowed the options down to 7 that will work best depending on your particular circumstances.

On the following pages, you will find clear information on these plan choices along with detailed explanations of the pros and cons of each choice. We hope you find this information helpful and we look forward to the opportunity to serve you. Please contact us when you are ready.

For a more detailed analysis of your Medicare Insurance Enhancement Options please see the following detailed Medicare Enhancement Options Summary.

Medicare Enhancement Options

or request a Medicare Insurance Quote today!

Get a Medicare Insurance Quote! Free Medicare Plans Booklet!

Prescott, Arizona Resource

Otto & Wilhelm Insurance is the quad-city areas independent insurance specialist agency. We represent over forty of the nation's top insurance carriers. We will research and work with you to find the insurance plan that fits your lifestyle and budget.

NAHU Medical Insurance Short Term Health Insurance